Car insurance @ 25

[brightspark]

as soon as you put ts on your postcode round our way the premium goes up

 

[james butler]

Do you think so? I am in London and got a quote on a S5 last Autumn, it would have been less to insure than my Merc Vito, in the end I hummed and ared too long and some one else bought it, shame because it was a very nice example of one of the last v8 S5s manual box too.

yes very much so, vans are an entity to themselves as theyre getting broken into for tools so claims are on the increase and so are premiums but if you google the thefts of 2018 ford and audi are the highest which has an effect on insurance in the long run.
insurance depends on where you live, how old you are, your job title and status and of course what you intend to drive.
for a 25 year old with a recent claim and only 3 years no claims the odds arent stacked in your favour

 

[CompoSimmonite]

You could try,and sometimes this works,insure it in your name and you put her as an insured driver,worth a try

If you do that then ensure it includes commuting as named drivers are often restricted to pleasure use only.

 

[james butler]

Doesn’t even matter if it wasn’t your fault. Insurance told me that the fact someone had driven into me made me a higher risk. How that one works out I’ll never know. I just treat insurance quotes as a random number generator now

it works in their favour thats all the reason they need, it has nothing to do with risk.
i want to know why insurance companies dont offer a premium reinbursemnet scheme seeing as theres obviously a base premium that applies to everyone everything above that is risk money.
surely if you dont make a claim that money should roll over to the following year or be reinbursed for being a good driver, why should the insurance company get to keep what they actually didnt need to have to pay out for?

 

[Richard.]

Fit a tracker Brad and tell them in the quote. It should decrease significantly
Half the problem isn’t just her age or previous accident, it’s the fact it’s a reasonable performance car and they do get nicked.
When I was doing the bike quotes on the 10r I put tracker fitted to see what it come out as and it was reduced by half. So I fitted one and insured it. I know bikes are even more at risk but it could potentially knock a good lump off if you can tell an insurance company the car can be tracked.

 

[Brad93]

Fit a tracker Brad and tell them in the quote. It should decrease significantly
Half the problem isn’t just her age or previous accident, it’s the fact it’s a reasonable performance car and they do get nicked.
When I was doing the bike quotes on the 10r I put tracker fitted to see what it come out as and it was reduced by half. So I fitted one and insured it. I know bikes are even more at risk but it could potentially knock a good lump off if you can tell an insurance company the car can be tracked.

That’s a real good shout rich.

 

[Richard.]

That’s a real good shout rich.

I remember before the bike arrived I was messing about with the compare sites playing with the answers to see what differences were made and putting tracker fitted took it right down from over 550 quid to what I’m paying now at £310.
I’ve got a few points on my license as you know but even when I put it down as clean it still only came back £60 cheaper.

 

[Brad93]

Car picked up, lovely car, drives great and goes some too. 7 speed Stronic box is great. It is loaded with extras too.

Apparently they do use a bit of oil but not too many reports on the net of it. You know how it is people with problems are a lot more vocal than those without.

It’s sitting at about half full at the minute so will top it up.

Got on to aviva. Mrs currently pays £700 for the polo. Changed the Audi over, extra £106 to take the policy through to August.

So renewal shouldn’t be too bad

I’m currently doing the aviva drive app to get some money off my renewal.