Proving you own a vehicle ?

[premmington]

That is a good question, as even if you buy new, you have to hope that nobody is fiddling things, as I know of two manufacturer dealers who got done for fraud.

One got caught out as somebody wrote off their new car within a year of buying it, and in the ensuing settlement, it was established that the car had been acquired by the independent dealer to be used as a rental/courtesy (the marque in question used to give dealers a deal for rental vehicles, but they had to keep the vehicle for a minimum time), and was actually still owned by the manufacturer. The ensuing inquiry resulted in multiple counts of fraud, and the dealership being stripped.

The other, coincidentally the same brand, was a questionably owned hire company/dealer who won a contract to supply a fairly large organisation with vans and maintenance. Said company went bust, and in the ensuing aftermath, although the organisation had paid for the new vans outright, the hire company had taken out leases to buy them, and pocketed the money.

That is the common vehicle fraud tactic - one company leases 100's of new vans - then re sells them brand new and then goes bankrupt after not paying the lease payments.

200 x £40k vans = £8 mil....

 

[jsf55]

Did you get the registration acknowledgement back straight away ? Our is showing the property is not yet registered.

I hadn't, but i signed back and had too select my house and click the monitor button to say it was being monitored

 

[8ob]

Which is why the VIN No. visible through screen on mine has black tape over it

Are there really that many mugs out there who would part with 40k without running an hpi check . I would have thought they would have been hauled in after selling one.

Bob

 

[premmington]

Are there really that many mugs out there who would part with 40k without running an hpi check . I would have thought they would have been hauled in after selling one.

Bob

No HPi marker on a "leased vehicle" - it has no outstanding tied finance on it - they are "owned and rented"

Lease = rented - your need to get that fact tight in your head.

The owner is the person who rents it to you...

 

[Smallfry]

Are there really that many mugs out there who would part with 40k without running an hpi check . I would have thought they would have been hauled in after selling one.

Bob

There are. It never fails to amaze me what lengths some will go to to save £50 on something like this.

We ALL like free stuff and saving money, but its a big risk on that sort of money.

 

[Robotstar5]

On my Industrial security & resource husbandry training back in 1980 it was advised to make some minor permanent alteration somewhere in three places and photo them if purchasing expensive attractive easily nicked gear including fleet vehicles .

In later life this usually included sand blast etching hidden away , or use of a powered engraving pen .as well as numerous glued on micro chip UV ID's . Computers & laptops got a melted fused bright pink or orange set of letters & serial numbers as dots fused to the lids .

All my amateur radio gear has my callsign engraved in discrete locations

 

[Pete.]

How do you prove you own that milling machine that you paid cash for and never got a receipt?

What about that expensive tv bolted on your wall? I know you have proof of the card transaction at dixions 3 months ago and registered for the extended warranty but I have a hand written receipt showing you sold it to ne last week for £100 cash..

The first one if you paid a reasonable amount for it and can demonstrate that it was reasonable for you to presume that it was kosher then thats all you need to not get prosecuted.

The second one, £100 for a £1000 TV is not a reasonable amount so if it turns out to have been stolen you are in the frame for theft or at leastreceiving stolen goods.

As for the car in the OP if I bought a car and had the v5 and someone knocked on the door I would just call the cops. Of course, if it did turn out to be stolen then I could expect it to be returned to its owner. Of course it also depends on who the owner is and how keen they are to get their car back. Way back around 1990-ish I bought a 3 year old Fiesta from a delaer, put down a deposit and took finance for the balance. i was about 21 I think. A couple of weeks later I got a call from the cops that the vehicle was 'stolen'. Turned out that the first owner had given the car as a deposit for another without clearing the HP on it and the finance company were out of pocket. The end result was that because I had bought the car from a dealer and it was on finance with me now, they simply let me keep it and said they were going to go after the original owner for their money. The cops told me that if the finance company had said that they wanted the car back they would have taken it from me and I would have had to go to the dealer to get my own money back.

So, bottom line is, the legal owner is the legal owner. Whomever can prove they are the legal owner is the winner.

 

[Bobtail4x4]

I hadn't, but i signed back and had too select my house and click the monitor button to say it was being monitored

it cant find my address,

 

[Olderisbetter]

In all the years of buying cars I've had them with no.log book and some projects with very little in the way of vin or I.d. and have only had 1 fail that was a disputed ownership, but it was a car a guy gave his brother who sold it to a friend but even then it was sorted when I showed him it had half repaired by his brother and was in bits he said he was no longer interested

 

[m_c]

That is the common vehicle fraud tactic - one company leases 100's of new vans - then re sells them brand new and then goes bankrupt after not paying the lease payments.

200 x £40k vans = £8 mil....

It was a contract that my employer at the time had lost, as their senior management felt our senior managers weren't paying them enough attention, which was partly true, as our MD who used to be in Scotland every few months visiting various customers was bumped out, and replaced with somebody who was lucky to be in Scotland once or twice a year.
We also suspect given the history of the company's owners, there was likely backhanders involved, which our company would not get involved in, as they also signed up for a lesser service (they only had 3 depots, whereas we had 6 with capability for their specialist vehicles).

 

[droopsnoot]

Probably a harder one is what happened to a local chap, someone managed to get the V5C for his car changed into their name so they could sell the valuable private plate, legal stuff is still ongoing.

I was under the impression that if someone applies for a V5C without the current registered keeper sending their part of the V5C in, DVLA would contact the current keeper and check that the new document should be issued. You'd get a certain amount of time to respond, and after that, the new document is issued.

 

[Bobtail4x4]

a few years back after a landrover show, dvla wrote asking if I still owned my 71 rangerover, (still do) wrote back saying I did,
they still issued a v5 to some scummer,
the following year I was told I didnt own it, had to send photos etc, they re issued my V5 showing I bought it a day later than original,

 

[Smallfry]

I don't think a car is much different than anything else.

How do you prove you own that milling machine that you paid cash for and never got a receipt?

What about that expensive tv bolted on your wall? I know you have proof of the card transaction at dixions 3 months ago and registered for the extended warranty but I have a hand written receipt showing you sold it to ne last week for £100 cash..

At least with a car I could show it was mine 'on the balance of probabilities' as I have the seat adjusted exactly how I like it.

Nah, the milling machine belongs to me nan mate, and I ain't never seen that TV before in me life. Nuffin to do with me.

 

[DanZac]

I was under the impression that if someone applies for a V5C without the current registered keeper sending their part of the V5C in, DVLA would contact the current keeper and check that the new document should be issued. You'd get a certain amount of time to respond, and after that, the new document is issued.

That assumes that you've A) kept your address on the V5 up to date. B) Open read and respond to your mail. C) Actually get your mail in the first place. And D) Dont take the advice from someone on the Internet to just ignore it.

 

[bricol]

In Pennsylvania, the vehicles are titled with the state.

You see a notary for the xfer. You and the seller must show up in person,
show I.D. and the notary takes the receipt (or a copy of) and everyone signs
on the dotted line as to who did what, and how much was paid.

This is where you pay the sales tax on the transaction as well, right in the Notary's office.

Official stamp is applied, and it all get's mailed off to Harrisburg (state capital)
by the notary.

If you need a plate or sticker, Notary provides it.

A few weeks later, new owner gets a title from the state.

Ohio is very similar, I think most states are.

I would have thought the UK would have similar as well ?

I got a Texas title to my Dodge, I even paid to get a fully notorised title history to prove it's age . . . and the UK DVLA ignored it and picked their own age to issue the plate when I registered it here (number plate identifies the car and stays with it when you sell it). Even better it doesn't state the model "Challenger" as it was never officially imported by Dodge, so there's nothing in the computer for them to use - so I deduce they can't over-ride it and type something in. I tried several times to get them to correct it.

But still states it doesn't prove ownership.