indy4x
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- 3,141
- Location
- Pontypool, South Wales. UK
Most car insurance will cover you to tow however the trailer and its load is only covered for 3rd party losses, I think generally the only exception to this is policies by NFUUsed to be standard but a number of years ago I noticed they had added it on.
Just chatting with mrs1979 and she can’t remember what hers says but said that they did ask if she has a tow bar fitted. Might be for potential third party damage though.
makes sense to check as trailers aren’t cheap if the worst happens and if it’s not insured then neither are you. Although it’s hard to prosecute that as the police rely on the insurer providing a statement and they often will say that they will cover it if you’re a good customer which makes there no case.