KemppiFrog
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- Aquitaine
Yeh, Youf is always moaning about summit
- Thread starter blackolive (Ste)
- Start date
blackolive (Ste)
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- 1,346
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- Chorley
4 weeks in tomorrow. Need to sort out my shares allocation that they cocked up but on the plus side my first pension payment and lump sum have gone in and are correct.
Its wonderful not having to get up and clock on and then sit in front of a laptop all day.
Its more wonderful knowing that the powers that be are after getting everyone back in, and due to the re org that prompted me to put in for retirement in the first place would have meant me sitting with the same people that I sat with a few years ago, who if they were on fire I would be scrabbling around for an oxy bottle rather than a fire extinguisher. Its also kicked us up the backside to jiggle our savings about a bit now the interest rates have gone up a bit, so they are making a bit of monthly income.
I have made a point though as its been a blur so far and still feels like a holiday , to get a notebook and jot down what notable jobs ive done and on what day, just to make some order of the weeks as much as anything else, as I’m not getting that sunday night feeling of dread each week to remind me its monday tomorrow .
Its wonderful not having to get up and clock on and then sit in front of a laptop all day.
Its more wonderful knowing that the powers that be are after getting everyone back in, and due to the re org that prompted me to put in for retirement in the first place would have meant me sitting with the same people that I sat with a few years ago, who if they were on fire I would be scrabbling around for an oxy bottle rather than a fire extinguisher. Its also kicked us up the backside to jiggle our savings about a bit now the interest rates have gone up a bit, so they are making a bit of monthly income.
I have made a point though as its been a blur so far and still feels like a holiday , to get a notebook and jot down what notable jobs ive done and on what day, just to make some order of the weeks as much as anything else, as I’m not getting that sunday night feeling of dread each week to remind me its monday tomorrow .
DickyDoDah
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- 273
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- Witshire, UK
I'm 1 year 1 week in and never looked back I kept myself to myself for the first year and enjoyed my own company. I've now gone on facebook for the first time ever just to touch base with some of my old collegues I regarded as freinds. A few phonecalls brought back the laughes we used to have and I still don't regret retiring.
I kept myself to myself for the first year and enjoyed my own company. I've now gone on facebook for the first time ever just to touch base with some of my old collegues I regarded as freinds. A few phonecalls brought back the laughes we used to have and I still don't regret retiring.
Morrisman
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- Staffordshire, England
Oddly enough, I did that when I was working offshore, 6 weeks on, 6 off, as I was convinced I was wasting my 'off time'. I kept a daily diary of what I did, er, daily, and was very surprised just how much I achieved in 5 weeks at home. Travel to and fro from Philippines to USA consumed best part of a week each rotation.I have made a point though as its been a blur so far and still feels like a holiday , to get a notebook and jot down what notable jobs ive done and on what day, just to make some order of the weeks as much as anything else, as I’m not getting that sunday night feeling of dread each week to remind me its monday tomorrow .
Six years into retirement now, and I'm lucky if I achieve as much in a year nowadays as I used to in 5 weeks.
redlig
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- wiltshire uk
If you are happy with your 'lot' and at ease with the situation who gives a toss how much you achieve. It's bosses that make you need to do 'lots' and now YOU are the boss.Oddly enough, I did that when I was working offshore, 6 weeks on, 6 off, as I was convinced I was wasting my 'off time'. I kept a daily diary of what I did, er, daily, and was very surprised just how much I achieved in 5 weeks at home. Travel to and fro from Philippines to USA consumed best part of a week each rotation.
Six years into retirement now, and I'm lucky if I achieve as much in a year nowadays as I used to in 5 weeks.
roofman
Purveyor of fine English buckets and mops
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The more i get to retirement age the more i am trying to not retire if that makes sense...Me being a serious creature of habit i don't think it will do my mental health any good so i have decided to keep doing what i am doing and let Darwin decide for me,like not being able to climb on roofs or put more than 5 words together to form a sentence. Unfavorable Weather conditions to fix roofs gives me ample free time to repair and mend so for now its onwards on the same path i think
. Unfavorable Weather conditions to fix roofs gives me ample free time to repair and mend so for now its onwards on the same path i think
brightspark
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- yarm stockton on tees
could have retired 2 years ago get me pension but still working mainly 4 hours a day sometimes 8 and chose my work . all small jobs and cherry pick most of em you can still get all your alowances working officially and the vehicle expenses
you can still get all your alowances working officially and the vehicle expenses
premmington
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- Norfolk
could have retired 2 years ago get me pension but still working mainly 4 hours a day sometimes 8 and chose my work . all small jobs and cherry pick most of em
I think this is what I am gonna do at the point of retirement - carry on and just do less - pick the nice easy jobs. Take a few weeks out every now and again. If ill health comes - just throw the towel in.
The problem I got is in the trade I am in - I am working in premises with overheads - @roofman & @brightspark are working out of vans (yes they have overheads - but not like what I need to earn to make things pay). Based on this criteria - I might start doing something else self employed part time in my last years of work.
Suggestions for my next career change welcome?
Morrisman
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Yes, it's nice to be able to do what I want, when I want, but I've found that that very freedom has removed a lot of the 'value' I once had for my time. I just seem to waste the days/weeks/months away nowadays, time slips by, the years have gone so fast, I need to get off my arris more and motivate myself.
Pigeon_Droppings2
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- london
I'm back to work in the next week or two...I've been taking a planned break which is something I promised I would do every other year but haven't managed to do for some time....it's been a good few years since I've had some proper time off!
I'm only going back part time...I was thinking of just quitting all together but I think I need to do something to keep the old grey matter active and working.
I'm so busy at the moment its actually going to be a challenge to fit work back into my life!
I'm only going back part time...I was thinking of just quitting all together but I think I need to do something to keep the old grey matter active and working.
I'm so busy at the moment its actually going to be a challenge to fit work back into my life!
Stueeee
Old git
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- 1,084
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- N W Kent
Good that you have an investment that has a reasonable rate of return. When I retired the pension lump sum went in the bank as I had both maxed my pension contributions and cleared my mortgage before I called time.
The rate of return from banks or building societies on my cash in 2013 was truly pathetic. I joined my partner in purchasing a couple of 'buy to let' properties. I had been here before as a landlord prior to an expensive divorce (how does the bloke keep his house? answer: own more than one) the gross return on the two we have now is well north of 7% provided you don't use an agent and do basic maintenance and repair yourself. The lesson I learnt re. rental after my first foray into being a landlord (other than don't get married) is inspect, inspect, inspect. we had three excellent tenants, but you only need one like our fourth tenant who totally trashed the interior of the house before doing a runner, to wipe out your income; the degree of damage to the original rental place couldn't have been achieved overnight, so now we regularly visit by appointment to 'discuss any issues' the tenant may have.
addjunkie
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- Northumberland. Reet oot in the sticks
I would totally agree with this, except for the 7 %. Been a good landlord, looking after the property and communicating with the tenants does not guarantee a good tenant, but does help you spot bad ones early. I sold mine a few years ago, as it became too much hassle and I had other plans for the money. Don't think I ever topped 5% in the years I owned them. Also capital gains tax, takes a chunk of the capital growth too when you decide its not for you.
Not sure its something Id want to dip my toes into as a retirement income though in the current economic climate. Espescially the lower end of the market, with rising fuel prices and housing benefit been paid to the tenants instead of the landlords. And if it wasnt an outright debt free purchase It would be a definite no!
Have a couple holiday lets now, much more input required, but its only occasionally a tenant stays more than a week. And does a few hours a week really count as work.
Dog walking
premmington
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brewdexta
The biggest tool in the box
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- UK
About £12 a session around here, our dog goes once a week to keep her socialised with other dogs and its on a day the wife and I are busy. The dog walker guarantees an hour on the moors unless it pees it down really heavily, So including pick up and drop-off, it takes a couple of hours. She usually has about 4 to 6 dogs per session, so about 60 quid for 2 hours work. She typically does 2 sessions a day.
My Dad was just the same. Got more done when he was actually working.
Burdekin
Chief Bodger
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- 6,685
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- Aberdeen
Our previous neighbour loved our dog (my avatar) and he asked if he could walk him during the week and of course I said no problem walk him as much as you like. Going for walks was our dog's favourite thing. That progressed to the neighbour collecting our dog most week days and hanging out together. Our dog loved the neighbour and whenever he heard him would jump the wall and refuse to come home. And our neighbour had a mate to hang out with during the day so was a win win for everyone.Simon - not such a stupid idea - people pay for dog walking.
Gardening. Low overheads. Do as much as you want. Or not
Round here one of the garden centres is charging £60 an hour to plant plants. But they cant get enough people/subbies to do the work.
You could do that at £30 an hour, virtually all profit.
Experience of a mate, is, if you can present yourself as a sensble trustworthy educated person not an oik/rough builder etc, speak proper english without swaering every other word, you can get jobs for those with money. Word of mouth will do the rest.
Bobtail4x4
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- 1,325
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- Yorkshire
I met a local dog walker last year, down by the canal, quiet area, each dog got a 200yd walk and back in the van, ok it was cold but the dogs needed more of walk,
