Well, I've had a business bank account (with one of the big four) for many years and it is always in the black, I've never used an overdraft facility and up until the banking crash of 2008, even had interest paid on the balance. In recent years, they are charging not only for transactions but a monthly fee. This is grating on me as they still don't pay interest. I contacted the bank yesterday and asked if they could remove the monthly fee . Not possible I'm told and didn't want to discuss even though my current balance is over 180K. I've therefore decided to take my money elsewhere. Just wondering if anyone has a recommendation for a good bank that is more amenable. I don't mind paying the transaction charges but the monthly fee gets me when they have a lump of my money that they will be loaning out to others and getting a high return on.