Agricultural insurance

[BrokenBiker]

need some info about agri insurance for a trials bike.

will it require a number plate, will it require lights (I assume so if being used on the road at night) and does it need indicators, brake lights etc.

I have been given mixed answers elsewhere, some say only needs headlight and no numberplate, others say it has to be a fully road legal bike, insurance is only about where you use it.

my understanding is, with agri insurance, you are insured to use the road for a certain amount of miles, then you must go off road, such as a green lane, or in my case the farm, and then after that you are allowed the amount of miles on the road again.

I have been offered a gas gas 4-stroke for 100 quid, has a head light and tail light but no brake lights or indicators. I pretty much want to ride it 1.5 miles from the house to the farm, then around the farm and back to the house. it will be ideal really as the gates are usually locked, but there is plenty of space underneath to slide a trials bike under, and it would tackle the rocks and mud quite well too. fab up a box to carry stuff and jobs a good un, but its the getting to the farm I am worried about. I can get there without touching a road, but I have to go through public woodland which isn't exactly legal either

 

[the snooper]

if its going on the road it has to be road legal full stop
private land 2 wheels engine frame not even brakes

 

[BrokenBiker]

i thought so, but a few things i have found online say you only need front nd rear lights, and number plate, and only need the lights if being used at night, hand signals must be used for indicating and slowing, which is why i asked about indicators and brake lights

 

[the snooper]

indicators have to work if fitted, o/s mirror is a must I think brake light probably some of it will depend on year of manufacture like old cars and seat belts, lights I think you can get away with for daylight use only, but then if you are out and it pours down. light reduces and also visibility you would have to stop or risk getting done for no lights

 

[BrokenBiker]

hmmmm, might look at a cheap scrapper 4 stroke 125 that is already registered then, sounds like it could be a lot of hasstle to get it legal

 

[brightspark]

u dont need lights on a trial bike to make it road legal. just a horn and numberplate for daytime use .if fitted they have to work . not fitted no problem

 

[BrokenBiker]

just looked into registering the bike and its not a simple as I thought it would be. not worth it I don't think. I have an xr650 but with a full akrapovic race exhaust on it it isn't exactly stealthy, and its very heavy.

the reason I was looking at a trials bike is because there is a rocky path that I think a motox bike would struggle on, and a few farm gates with tiny paths next to them that I use to walk through, but the bars on the xr are too wide. there is a guy with a quad, have to see what he does to get around the locked gates etc

 

[brightspark]

[quote="brokenbiker, post

. there is a guy with a quad, have to see what he does to get around the locked gates etc[/quote]do what i did when i used to go hang gliding up captain cooks monument. cut the chain and put my lock on the n yorks moor gate as well and drive up the hill

 

[BrokenBiker]

[quote="brokenbiker, post

. there is a guy with a quad, have to see what he does to get around the locked gates etc

do what i did when i used to go hang gliding up captain cooks monument. cut the chain and put my lock on the n yorks moor gate as well and drive up the hill [/quote]

was thinking about talking to the owner about doing that, would make sense for the shooters to have keys as they don't care wht time we go out, and they have told us not to bother knocking the door after 8pm.

 

[Robotstar5]

Some of the forestry gates we came across when rallying had half a dozen different padlocks in the gate chains so ask the owner if you can cut the chain and add a padlock as BS did.

 

[rtbcomp]

If you don't have lights you need a daytime-only MOT.

 

[711jrp]

If you could register it as agricultural it doesn't need a mot but the dvla are wise to it now.We used to be able to register our quads as agri with no mot or sva test then a bit later just fill in a form and get them changed to PLG.

 

[BrokenBiker]

think I might sell the xr650 and buy a 250 or a ready registered quad. anyone know what wuad insurance is like? I have 3 years ncd on the car, 2 on a van policy, and 4 separate bike policies with between 1 and 5 years ncd

 

[711jrp]

£340 for my 700 raptor, Arlin ness or bikesure will let you transfer your bike ncd

 

[BrokenBiker]

never used arlen ness, had problems with bikesure in the past, had a bike nicked form outside the house and they refused to pay out because I couldn't prove it was chained up like I said it would be

 

[711jrp]

I think falcon also do quad insurance but might not transfer the bike ncd

 

[BrokenBiker]

will run a few quotes tomorrow see what happens. a 4x4 quad would probably be the best option, a lot harder to fall off one, which is a good thing considering the gun over my shoulder, and I would most likely not be wearing a lid either. there is a guy on the private shoot near me that doesn't bother with any legalities, lives a 5 min ride from the shoot, about as far as I travel, just wings it everytime. I don't fancy getting pulled for riding an unregistered quad, with no insurance and then having the hastle of having the shotgun with me too

 

[the snooper]

will run a few quotes tomorrow see what happens. a 4x4 quad would probably be the best option, a lot harder to fall off one, which is a good thing considering the gun over my shoulder, and I would most likely not be wearing a lid either. there is a guy on the private shoot near me that doesn't bother with any legalities, lives a 5 min ride from the shoot, about as far as I travel, just wings it everytime. I don't fancy getting pulled for riding an unregistered quad, with no insurance and then having the hastle of having the shotgun with me too

and if you did you would get points on your licence, not worth it

 

[BrokenBiker]

exactly, there is then the whole question about suitability to own firearms as i would be seen as willing to break the law by riding the quad on the road in the first place.

going to run a few quotes on various 4x4 quads, then if they come back cheap enough i will see if i can get a spares or repairs road legal quad. will give me a small project and a useful vehicle in one.

 

[mike 109444]

do what i did when i used to go hang gliding up captain cooks monument. cut the chain and put my lock on the n yorks moor gate as well and drive up the hill

was thinking about talking to the owner about doing that, would make sense for the shooters to have keys as they don't care wht time we go out, and they have told us not to bother knocking the door after 8pm.[/quote]
Don't over do it