jugs
Dont wish to offend & annoy, but...
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Last friday lunchtime I got hit by ransom-ware.Working on google (looking for nonferous metal suppliers, so nothing iffy).
AVG pops up saying a virus had ben stopped & put in the virus chest, ok I caried on, then another 3 in quick succession - hard disc & fan go into overdrive & screen goes blue, a windows logo & disc-scan box opened & reports 14 discfaults, & a note saying I would need to purchase an upgrade to recover. I ignored & pulled the plug.
Tried to open in safe mode but same message.
20 mins later a very sweet well spoken Indian lady phones me by name from "microsoft" saying she'd receved a problem notification, I should switch the machine on & while it was booting up, fetch a valid credit card, then she would talk me through the fix......
my second word was OFF 
Operating system (windows XP) completely compromised so had to reformat disc & reload evrything.......... it's taken hrs


Zone alarm & forcefield have been recomended but online comments say they are rubbish.
Any ideas of improved protection ?????
I'm an internet/computer virgin so be gentle with me



after a while told him I had a mac.... he slammed the phone down before I could tell him about my welly boots & so'wester