New stealth tax proposed?

[hotrodder]

Anyone heard anything detailed on the proposed car insurance legislation changes? Does this mean that we're all going to have insure the piles of rust (sorry, projects) taking up workshop space? At what point does a pile of rust/parts cease to be a car/bike?

Insurance companies are obviously going to lap it up (kerching!) but i can't see how it'll stop the lowlifes- as with SORN, if it ain't registered in your name how they gonna know where to send the fine?

 

[Wozzaaah]

I heard it didn't apply to vehicles declared SORN so projects will be fine

 

[Archie]

Even by our government's standards applying that to vehicles declared off the road would be a bit uncharitable!

 

[hotrodder]

Ahhh, that'd be okay (still can't see it cutting the number of uninsured drivers much though). The few bits i've seen on the subject were all phrased as in the link 'will be an offense to own/keep an uninsured vehicle in the UK'. Guess the cynic in me jumped to the conclusion that we're about to be screwed again

 

[Archie]

I love this line: "The government announcement received a warm welcome from the car insurance industry." followed by the attempt to make out they're only pleased because it will "much easier for the authorities to catch uninsured drivers"!

 

[Drains]

I don't think it's a stealth tax. It's a PITA though, as are the uninsured drivers who cause the trouble, and are now making the rest of us pay for it.

The truth of the thinking (if they are capable of it), is here

"Britain has one of Europe's worst records for uninsured drivers… We welcome this latest in a series of moves by the government to curb this scourge of British motorists."

Not uninsured car owners you notice. It's just another law they won't be able to enforce properly.

 

[hotrodder]

Yeah, might be an idea for Woz or someone to edit the title if there's a SORN exemption to go with the proposed changes.

The only way they'll cut the numbers of uninsured drivers drastically is to increase the numbers of real traffic police. They must realise that the vast majority of people who are prepared to drive without insurance aren't going bother about details like actually registering the thing and so need to be caught in the act

 

[Chickenjohn]

I'm all for stopping the uninsured drivers- as long as it does not hurt the law abiding citizen.

They have camera technology now that can read the numberplate and see if the car is registered, MOT'd, taxed and insured via the DVLA database. So why does this problem still exist???

 

[rtbcomp]

....They have camera technology now that can read the numberplate and see if the car is registered, MOT'd, taxed and insured via the DVLA database. So why does this problem still exist???

It still needs coppers to pull the driver and confiscate the car. A non-registered car won't have an owners address.

 

[Bullyterrier]

That's what it is like in France, all cars must be insured, even if it is a heap in your garden. Apparently, so I was told, it is in case your car is stolen, it is then insured if it hits anyone. When I said to a neighbour how could anyone nick a car if it never had any running gear, I just got the usual shoulder shrug.
You have to supply the paperwork proving you have sold the car when you cancel the insurance.

 

[rtbcomp]

That's what it is like in France, all cars must be insured, even if it is a heap in your garden. Apparently, so I was told, it is in case your car is stolen, it is then insured if it hits anyone. When I said to a neighbour how could anyone nick a car if it never had any running gear, I just got the usual shoulder shrug.
You have to supply the paperwork proving you have sold the car when you cancel the insurance.

So car owners have to pay the insurance for car theives.

 

[Justme]

Its time we ditched all this sepperate insurances & taxes.

Scrap car road tax
scrap car insurance
scrap fuel tax

Keep the MOT but make it a window display ticket.

Bring in ONE new tax to replace all three (but only the basic 3rd party insurnace, pay extra if you need / want more cover for your own car). Administer it via the fuel. It cant then be bypassed by the unregistered. Bring it card swipes to read driver licences before fuel will be dispensed (& limit how much can be dispensed not in to your REGISTERED car to stop people using other people licences, I guess 3 weeks supply gives you time to register a car in your name & cover people renting cars too). People running on veg oil will pay a lesser amount to cover the insurance & road fund only (as they dont pay fuel tax now)


Justme

 

[rtbcomp]

Its time we ditched all this sepperate insurances & taxes.

Scrap car road tax
scrap car insurance
scrap fuel tax

Keep the MOT but make it a window display ticket.

Bring in ONE new tax to replace all three (but only the basic 3rd party insurnace, pay extra if you need / want more cover for your own car). Administer it via the fuel. It cant then be bypassed by the unregistered. Bring it card swipes to read driver licences before fuel will be dispensed. People running on veg oil will pay a lesser amount to cover the insurance & road fund only (as they dont pay fuel tax now)


Justme

Fuel theft will go through the roof though!

One of the Scandinavian countries includes 3rd party insurance with the road tax.

 

[Justme]

As do Aussi I think


But they only MOT when selling a car so you do get a few wrecks driving around
Richard

 

[Wozzaaah]

I agree about scrapping car tax and putting it on fuel, those who drive more, pay more. I cover about 5000 miles a year yet I pay the same car tax as someone who could be driving 40-50K a year, that doesn't seem fair in my books .

 

[Bullyterrier]

There isn't car tax here, fuel is the same price as UK now. Generally the condition of the roads are better (although there aren't cats eyes) MOT every 2 years. Insurance must be displayed on the windscreen.

 

[metaljoiner]

My 18 year old son, got some quotes for insurance on a little vauxhall corsa, they wanted over £2000, his car was only worth £700, I don't agree with no insurance but I can understand why they haven't bothered to get any, but then I have a mate who sprays cars he charges £180 just to prepare and spray a single panel on a car.

 

[rtbcomp]

I've just changed to 3rd party only. I had fully comp on an Astra, it got nicked and Cornhill took the outstanding payments off the settlement, leaving me with £32.00 and no car. Absolutley no point in being insured apart from 3rd party risks.

 

[stormin]

I've just changed to 3rd party only. I had fully comp on an Astra, it got nicked and Cornhill took the outstanding payments off the settlement, leaving me with £32.00 and no car. Absolutley no point in being insured apart from 3rd party risks.

That stinks. You should've cancelled the insurance before you told them it was nicked, would've been cheaper. Bet you won't be a customer of there's again.
I'm afraid I rate insurance companies the same as banks after a few rip-offs in the past. Shysters the lot of em.

 

[rtbcomp]

That stinks. You should've cancelled the insurance before you told them it was nicked, would've been cheaper. Bet you won't be a customer of there's again.

Never thought of that, I was expecting to have the car replaced.

They sent me the cheque before the settlement offer. Because in their eyes the claim was settled they wouldn't let me hire a car, even though I'd paid an extra premium for that facility.

They "misinterpreted" telephone conversations and at one time put the phone down on me. They record telephone conversations but only seemed to be able to recall the conversations that suited them.

I was left without a car for 12 months and it caused the failure of my business.

The irony is I've now been with Saga for over 2 years and spent much more with them than Cornhill saved, so they actually lost money! I'm sorely tempted to write to their shareholders to suggest that a company run on those lines might not be such a good investment.