Public insurance liability

[j1312v]

Hi Lads,

I'm self employed and do machining, mostly small batches for a handful of customers and I do all the work myself in what some people call a rented cave.
Recently came to my attention that I may need insurance and PIL is at the front with perhaps tools and personal accident.
Also checked a couple of broker but they only want the sale and can't offer impartial advise.
I would like your opinion, on what you consider is the best coverage for someone in my situation? and on what why the PIL protects me given the above?


Thanks, Joe

 

[Kayos]

Forget the broker, go direct

I was with Axa, not the cheapest but I know I was covered

 

[LiftedDisco]

Do a Google search for Markel Direct - I have our PI, PL and EL with them and, whilst it’s pretty much all an on-line process, has been smooth and efficient to put in place.

 

[roofman]

Simply Business

 

[8ob]

Hi Lads,

I'm self employed and do machining, mostly small batches for a handful of customers and I do all the work myself in what some people call a rented cave.
Recently came to my attention that I may need insurance and PIL is at the front with perhaps tools and personal accident.
Also checked a couple of broker but they only want the sale and can't offer impartial advise.
I would like your opinion, on what you consider is the best coverage for someone in my situation? and on what why the PIL protects me given the above?


Thanks, Joe

Does sound like a bit of a mixed bag, even the rented workshop may need some kind of cover. I would go with a broker, they are more likely to get all this underwritten.

Bob

 

[ajlelectronics]

I can recommend a very good broker with personal service. Name of Syd Jackson, in Swindon. Syd Jackson & Lloyd Davis T/As Coversure Insurance Services (Swindon) is authorised and regulated by the Financial Conduct Authority Ref 470175.

 

[j1312v]

Thanks for the advise, I have approached a broker to get the right coverage.
J

 

[Bullet2012]

I do agree that the public should carry insurance as most are a liability.