I knock up a few bits out of offcuts and scrap etc. candle holders, book ends, lamps and various bits that I've been asked to make by people. I've no issue making stuff for people I know but I'd like to sell some of my stuff on the likes of etsy. It isn't my main job and only want to do it as a sideline, I'd still declare any earnings. I want to be insured for the eventuality that say something I'd made fell off a shelf and injured somebody and they tried to claim from me I'd be covered. I've found that I need product liability insurance but they won't sell you this without public liability insurance. I'm having a nightmare with it, most won't insure it at all and then I've had quotes for everything from £50 up to over £200 but I'm not convinced I'd be covered by them as they really sound like they haven't got a clue what I do and are putting it down as a homecrafts company. I've already shelved the lamps idea as the requirements for making and selling electrical stuff sent to me by trading standards was ridiculous. There are shed loads of people doing this on etsy and ebay, how are they covered, or are they just risking it? Do any of you fellas/ladies on here do it and if so how are you covered and very roughly what are the insurance costs involved? Whilst it's unlikely for anyone to make a claim, for the sake of a few quid profit on an item I really wouldn't want to spend the value of my house proving that the claimant was a careless numpty and it wasn't my fault that they dropped it on their head.